Powerfully Simple® employee benefits

One of the easiest ways to protect your family, your assets and your health is to enroll in employee benefits through your employer. By selecting the benefits that are right for you and your family, you can save on routine costs, such as dental and eye exams, and protect against unexpected expenses with benefits that provide income when you need it most, regardless of how and what your medical benefits pay.

Our benefits can help you in three important ways.

Protect your income

When you need it most, these benefits help cover some of your everyday expenses.

 

Life insurance icon
Life insurance
Short term disability icon
Short-term disability insurance
Long term disability icon
Long-term disability insurance

Protection for the unexpected

These benefits provide a cash payment to help cover costs as a result of an accident or serious illness.

 

Accident icon
Accident insurance
Critical illness icon
Critical illness insurance
Hospital indemnity icon
Hospital indemnity insurance

Save on routine costs

These benefits offer coverage for preventive care and can share the cost if you need to fix a problem.

 

Dental icon
Dental insurance
Vision icon
Vision insurance

Employee benefits can help your wallet

Savings to smile about

You could save $77-$148 when using an in-network dentist for a root canal procedure.1

Accidents happen

57% of U.S. adults are currently unable to afford a $1,000 emergency expense.3

Medical issues

67% of bankruptcies are caused directly by medical expenses.6

See better, for less

Without vision insurance, the costs of an eye exam, frames and lenses could be as much as $531, based on national averages.4

Be prepared for the unexpected

60% of Americans would struggle to cover the total costs of an unexpected hospital stay.5

Help prevent financial problems

More than a third of households would feel the financial impact within 1 month if the primary wage earner died.2

1 This is an example of member savings when using an in-network dentist based on lowest and highest fee schedules. Actual costs/savings may vary depending on location and provider charges. 
2 2022 Insurance Barometer Study, Life Happens and LIMRA. 
3 Source: The Associated Press-NORC Center for Public Affairs Research. (https://investedwallet.com/personal-finance-statistics/).
4 How Much Is An Eye Exam Without Insurance? 
5 https://www.peoplekeep.com/blog/infographic-how-much-does-a-hospital-stay-cost
6 Source: https://www.nasdaq.com/article/medical-bankruptcy-is-killing-the-american-middle-class-cm1099561

Employee benefits resources

Dental

Find a dentist in our network.

To get a Dental ID card: Text #myid to 32360

Vision

Find an eye doctor in our network.

Are you a dental provider? Learn more

Employee benefits FAQs

A: Use our claim forms to apply for employee benefits.

A: Visit our contact us page to find the phone numbers and email addresses you need.

Interested in learning more about employee benefits?

Speak to human resources at your company to determine what benefits are available to you.

Check if your dental or vision provider is in our network.

 

Are you a dental provider? Learn more

Already a member?

Find claim forms

Visit customer service to get in touch with us

Sign in to manage your account

Get your dental ID card: Text #myid to 32360

 

All group insurance products are issued either by Equitable Financial or Equitable America, which have sole responsibility for their respective insurance and backed solely by their claims-paying obligations. Some products are not available in all states.

NEW MEXICO BROKER, EMPLOYERS, AND RESIDENTS: Please be advised that this Suite of Insurance Products section of our website is not currently directed to, applicable to, or intended for any person residing in the state of New Mexico.

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